My name is Ronda, but most know me as **The Credit Queen**—a title I proudly earned
back in 2014 when I transformed our company, S Foreman & Associates LLC. I wanted us to
focus on more than just credit repair; my mission was to empower others through credit
education. Our journey began in 2008 when my brother, Stephen Foreman, and I took a
leap of faith to start SFA. Who would've thought we’d still be going this long and strong?
For over 20 years, I’ve been preachin' and teachin' the credit gospel to all who will
listen. But our conversations with clients go deeper than just boosting credit scores. I don't
just fix credit—I **teach** it. We dig into the emotional roots that drive financial decisions,
because I believe real change starts from within.
I don't sugarcoat the truth. I’m one of the few credit experts who will tell you when you
don’t need me and how to fix your credit on your own. I've mastered the credit game not
just from textbooks, but through real-life experiences. I've faced it all—bankruptcy, tax liens,
judgments—and yet here I stand, driving a car with a 3.9% auto loan interest rate.
Credit is forgiving—where most of us struggle is in forgiving ourselves.
Let’s rewrite your financial story together.
Licensed Credit Counselor since 2004
20+ years of experience in collections and debt arbitration
S Foreman & Associates: Educating, empowering, and elevating clients since 2008
A Little
About Me...
Ronda Brunson.
FinancialEducator, Strategist, Bad Credit Expert
What Happens During A Consult With Ms. B?
During a credit consultation with me, we’ll dive deep into understanding your credit situation. Here’s what you can expect:
Review of Your Credit Report
Understanding Your Goals
Digging Deeper Beyond the Numbers
Personalized Strategy & Action Plan
Honest Guidance Transparent Advice
Q&A Session
Schedule Now
What is BOI & Do I Need to File?
The **Beneficial Ownership Information (BOI)** reporting requirement is a new federal mandate starting in **January 2024**, aimed at increasing transparency to prevent money laundering and fraud. It requires certain U.S. businesses to disclose who owns or controls them by filing details with **FinCEN**. **Who Needs to File?** Corporations, LLCs, and similar entities must file. Failure to do so can result in **fines up to $500 per day** and even **criminal penalties**. Need help staying compliant? Let’s get your BOI filed properly—schedule your consultation today! 📄✅ #BOICompliance
#letsgetthishouse
With my extensive knowledge of home buying and real estate transactions, countless lenders and realtors trust me to guide their clients through the process. Here, I take pride in fully packaging your file, ensuring it’s ready for the underwriter and increasing your chances of getting that “yes”!
Transforming Lives, One Home at a Time...
Since 2014, I’ve proudly participated in over 500 real estate transactions, and my mission remains to help even more clients turn their homeownership dreams into reality. Let’s get you to the closing table, together!
I am also the founder of Project Restore Bmore, a 501(c)(3) nonprofit dedicated to changing the narrative, one buyer at a time. Our mission is to empower minority communities by guiding them toward homeownership, fostering financial stability, and building generational wealth
If you’re tired of renting, dealing with noisy neighbors, or ready to invest in a secure future for you and your family, schedule now! By clicking the scheduling link, you'll be redirected to the PRB site, where we’ll gather a bit of information and start building your personalized homeownership plan.
Bankruptcy basics
Understanding
The
Word
“I’ve been where you are. I’ve sat in that seat more than once, so I know firsthand the anxiety and fear that come with the decision to file. It’s not easy, but I promise you—it’s worth it. There is light on the other side, and I assure you, there is life after bankruptcy. Let’s turn the page together.”
Ms.B
Navigating
BANKRUPTCY
Assessing if this
Is the right choice
Types of BK 7/13
Setting realistic
Expectations
Life after
Bankruptcy
FREE REGISTRATION
Next class 12/4 7:00pm ZOOM